by davecumbria » Mon Jul 26, 2010 10:33 pm
I’ve never really sat down and thought about these times before, and writing has placed some focus on trying to remember the exact sequence of events. I’d even gone to the trouble of going through old boxes in the loft to see if I still have information to confirm the exact date of these momentous events, but as always things get lost or thrown away,
All I can recall was ….it was my Payday!!
And there, when I got home was a brown window type envelope with my name and address printed on some green squiggles. Carefully peeling the envelope open and looking at the enclosed piece of paper, which took some time for me to recognize as a cheque……..
It had boxes with £100,000 £10,000 £1,000 £100. Ten, One, and Pence
Nil. Nil. Nil. Three, Seven, Seven, 50. Eh? Scanning up and down the cheque it took a couple of seconds to click. Rooted to the spot, I got that jelly sort of feeling in the knees
Three Hundred and Seventy Seven Quid, Three Hundred and Seventy Seven Bloody Quid,
I was cold, then my ears went hot…… DAD!!! THREE HUNDRED AND SEVENTY SEVEN QUID
What the hell do I do with a cheque?? I was on the dole, I didn’t have a bank account!
So the following morning I entered the marbled hall of the Yorkshire Bank in Kendal. At the time you couldn’t just open a bank account by just turning up at the counter with a gas bill and driving license, you had to make an appointment to see the Manager (or the assistant manager depending upon your status in society)
So I was ushered in to the Assistant Managers office, with me wearing the remains of my School uniform which had been updated with the addition of a pair of fluorescent Green socks with two black rings around the tops of them. I seem to think that they were the “in” thing at the time, It was when instructed to take a seat in the low chair across the room my trousers shot up to half mast, exposing the aforementioned socks in full view over my Dr Martin shoes.
The Assistant Manager, who was a short, stocky chap, leaned forward over his Green leather inlaid desk and peered at me through his Jam-jar glasses as I fidgeted nervously in the specifically not designed for comfort chair.
“So Master Ellis, you wish to open an account with us” he emphasised the master, adding “now you have been introduced to us by your father but we will need to write for a reference from your employer and we would like one further reference from a person of stature not a family member."
Oh buggar, I thought, well the references were going to take some time although the family solicitor would provide the second reference. “erm how long is this going to take?” I inquired, the response was not what I wanted to hear, “oh these things do take time, usually two to three weeks” he said leaning back in his leather chair, adjusting his “comb over” hair as he did so. “How long did you expect it to take?”
I explained that I had a wage cheque, which was marked A/C payee only (so it could only be paid into my account) and I hoped that it would be sorted out so that I could get some money out of my wages.
He inquired what I did for a living and I explained the job that I was doing and that although it was only for six months, I was hoping to find further employment to maintain my income at its current level.
Now, just to clear things up, £377 in 1976 is worth around £1650 at current value, just to illustrate how big the wage cheque was for counting people on and off buses, and once the local paper found out there was an almighty fuss kicked up because some of the older people who were doing the survey were actually getting paid more that the Bus Drivers!
Mr Strange (that was the assistant managers name) leaned forward again, aimed his Jam Jar bottoms squarely at my Dayglo socks, and almost sneeringly asked, how much my paycheque was for, probably expecting about thirty quid. I stood and removed the now crumpled and folded cheque from my pocket at flattened it out on the desk.
Strange how peoples’ attitudes change isn’t it?. A broad smile appeared to be turned on by a switch, the comb-over was readjusted with a few deft strokes and the whole persona switched to smarm mode.
Mr Ellis I’m sure that we can come to some arrangement over this, we will still need official references, but I’m sure that won’t be a problem, pressing a buzzer a lady cashier entered the office “ This is Mr Ellis, he is opening a current account with us this morning would you please open a numbered account for him and pay in this cheque if you could take him through and get his details and arrange for him to be issued a cheque book."
And with that and a few more smiles and gestures I was ushered out of the office and found myself sitting in the altogther warmer and more friendly area behind the Counter giving all my details to the cashier.
Of course I asked when I could take some money out, she smiled and explained that I couldn’t actually take any money out for three full working days. I guess the crestfallen look on my face said it all, “just wait a minute” she said and disappeared back to the office, which we had just come out of. A few minutes passed (though it seemed like hours) when she returned smiling and said “Mr Strange has agreed to let you draw up to Forty Pounds against your cheque until it clears” and with that and a few signatures and forms filled in I stepped out into the street with twenty five pounds in cash in my pocket
Guess where next!